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Plain-English education on how property finance works in Australia. General information only, sourced to government publications where figures appear.

01

Fundamentals

How property lending works, the ratios lenders use and what loans cost.

Lessons in this part are with an editor for review and appear here once signed off. Until then, the glossary covers the key terms.

    02

    Security and structure

    Mortgages, caveats, priority, borrower structures and valuations.

    Lessons in this part are with an editor for review and appear here once signed off. Until then, the glossary covers the key terms.

      03

      The process

      Documents, term sheets, exits and working with professionals.

      Lessons in this part are with an editor for review and appear here once signed off. Until then, the glossary covers the key terms.

        04

        Tax and duty

        Stamp duty, land tax, GST and foreign investment rules.

        Lessons in this part are with an editor for review and appear here once signed off. Until then, the glossary covers the key terms.

          05

          Borrower protections

          Default, hardship, complaints, scams and checking a lender.

          Lessons in this part are with an editor for review and appear here once signed off. Until then, the glossary covers the key terms.

            Test your knowledge

            A thirty-question test across the whole subject, with every answer explained at the end.

            Take the knowledge test

            Glossary

            91 terms, each with an example and why it matters.