Terms of use

Last updated 11 October 2026. By using this website you agree to these terms. If you do not agree, please do not use the site.

Information only

General information only. Privet is not a lender, credit provider or mortgage broker and does not provide financial, credit, legal or tax advice. Nothing here takes into account your objectives, financial situation or needs. Always seek advice from a licensed professional before making a decision.

Privet does not provide credit, arrange credit, or act as a broker, adviser or investment product issuer. Nothing on the site is a recommendation to take out any product or deal with any provider.

No reliance

You should not rely on any information on this site as the sole basis for a decision. Laws, rates and thresholds change. Check the official source linked beside each figure and obtain advice from a licensed professional about your own circumstances.

Estimates only

Calculator and tool results are estimates based on the inputs you enter and the assumptions shown beside each result. They are not quotes, offers or assessments of eligibility, and they may not reflect every concession, exemption, fee or individual circumstance.

Finance providers make their own decisions

If you send an enquiry and consent to it being shared, finance providers decide for themselves whether to contact you and whether to offer credit, on their own terms. An enquiry is not an application for credit and does not guarantee any outcome. Any agreement you enter is between you and that provider.

Referral disclosure

Privet may receive a referral fee or commission from finance providers if an enquiry proceeds. This does not change the information shown on this site, and you are never obliged to proceed. How Privet is funded

Links to other websites

We link to government sources and to other organisations that offer further help. We are not responsible for the content of other websites, and a link is not an endorsement.

Intellectual property

The text, design, calculators and software on this site belong to Privet unless stated otherwise. Government data is reproduced under the licence stated on our sources page. You may share links to our pages and use our open data with attribution.

Acceptable use

Do not misuse the site, submit false or someone else's information, attempt to access non-public areas, or interfere with its operation.

Liability

Nothing in these terms excludes, restricts or modifies any right or remedy you have under the Australian Consumer Law or any other law that cannot be excluded. To the extent permitted by law, Privet is not liable for any loss arising from your use of, or reliance on, the site, and where liability cannot be excluded it is limited to resupplying the relevant service.

Privacy

Our privacy policy explains how we handle personal information.

Governing law

These terms are governed by the laws of Victoria, Australia, and you submit to the non-exclusive jurisdiction of its courts.

Changes and contact

We may update these terms and will show the new date at the top of this page. Questions: enquiries@privet.com.au.