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Privet

Privet is an education and information resource. We are not a lender, broker or adviser. If you'd like to explore funding, we can pass your enquiry to finance providers who may be able to assist. How Privet works

Tools

LVR and loan-to-cost calculator

Work out the loan-to-value ratio for a new loan on its own and combined with existing debt, and loan-to-cost for a project.

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Estimate only. Not a quote, offer or advice.

Enter the property value and the loan amount.

Assumptions
  • The value you enter is used as-is; a lender will rely on its own valuation and may use a different basis (as-is, as-if-complete or forced sale).
  • All existing debt secured on the property is included in combined LVR.
How this is calculated
  1. LVR = loan ÷ property value × 100.
  2. Combined LVR = (existing debt + new loan) ÷ property value × 100.
  3. Loan-to-cost = loan ÷ total cost × 100.
Speak to a finance provider

Free. No obligation. Not an application for credit.

General information only. Privet is not a lender, credit provider or mortgage broker and does not provide financial, credit, legal or tax advice.

Related finance types

Privet may receive a referral fee or commission from finance providers if an enquiry proceeds. This does not change the information shown on this site, and you are never obliged to proceed. How Privet is funded