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Privet is an education and information resource. We are not a lender, broker or adviser. If you'd like to explore funding, we can pass your enquiry to finance providers who may be able to assist. How Privet works

How it works

Three steps, and the last one is optional

Privet is free to use. You decide whether anything you enter ever leaves your browser.

  1. 01

    Learn

    Read how each type of private and commercial property finance works, what it can cost and the questions to ask, with every figure sourced to government.

    Finance types
  2. 02

    Model the numbers

    Estimate duty from official schedules, repayments, LVR and loan-to-cost, bridging and development numbers, and compare the offers you have received. Results stay in your browser.

    Tools
  3. 03

    Optional: send one enquiry

    If you would like to explore funding, send one enquiry. With your separate consent, we pass it to finance providers, who make their own credit decisions. It is not an application for credit.

    Speak to a finance provider

What happens to an enquiry

You complete the form in a few short sections. You give four separate consents: to store your enquiry, to share it with finance providers or referral partners, to receive optional education emails, and to confirm you understand Privet is not a lender or adviser and this is not an application for credit. You can withdraw consent or ask us to delete your information at any time through our privacy request form.

We pass your enquiry only to providers recorded as accepting that kind of enquiry. A provider may contact you directly. Whether to proceed, and with whom, is your decision.

Privet may receive a referral fee or commission from finance providers if an enquiry proceeds. This does not change the information shown on this site, and you are never obliged to proceed. How Privet is funded

What Privet is, and is not

Privet is

  • A free education and information resource
  • Calculators that use government-sourced rates and thresholds
  • A private, browser-only workspace for your own scenarios
  • An optional way to pass one enquiry to finance providers, with your consent

Privet is not

  • Not a lender, credit provider or mortgage broker
  • Not financial, credit, legal or tax advice
  • Not a ranking, rating or endorsement of any lender or product
  • Not an application for credit, and no outcome is promised
Speak to a finance provider

Free. No obligation. Not an application for credit.

General information only. Privet is not a lender, credit provider or mortgage broker and does not provide financial, credit, legal or tax advice.

Questions? See the FAQ or contact us.