How it works
Three steps, and the last one is optional
Privet is free to use. You decide whether anything you enter ever leaves your browser.
- 01Finance types
Learn
Read how each type of private and commercial property finance works, what it can cost and the questions to ask, with every figure sourced to government.
- 02Tools
Model the numbers
Estimate duty from official schedules, repayments, LVR and loan-to-cost, bridging and development numbers, and compare the offers you have received. Results stay in your browser.
- 03Speak to a finance provider
Optional: send one enquiry
If you would like to explore funding, send one enquiry. With your separate consent, we pass it to finance providers, who make their own credit decisions. It is not an application for credit.
What happens to an enquiry
You complete the form in a few short sections. You give four separate consents: to store your enquiry, to share it with finance providers or referral partners, to receive optional education emails, and to confirm you understand Privet is not a lender or adviser and this is not an application for credit. You can withdraw consent or ask us to delete your information at any time through our privacy request form.
We pass your enquiry only to providers recorded as accepting that kind of enquiry. A provider may contact you directly. Whether to proceed, and with whom, is your decision.
Privet may receive a referral fee or commission from finance providers if an enquiry proceeds. This does not change the information shown on this site, and you are never obliged to proceed. How Privet is funded
What Privet is, and is not
Privet is
- A free education and information resource
- Calculators that use government-sourced rates and thresholds
- A private, browser-only workspace for your own scenarios
- An optional way to pass one enquiry to finance providers, with your consent
Privet is not
- Not a lender, credit provider or mortgage broker
- Not financial, credit, legal or tax advice
- Not a ranking, rating or endorsement of any lender or product
- Not an application for credit, and no outcome is promised
Free. No obligation. Not an application for credit.
General information only. Privet is not a lender, credit provider or mortgage broker and does not provide financial, credit, legal or tax advice.
Questions? See the FAQ or contact us.