Stamp duty
Stamp duty in New South Wales
Transfer duty in New South Wales, estimated from the published schedule. Concessions, surcharges and exemptions are not applied.
Estimate only. Not a quote, offer or advice.
Choose a state and enter the dutiable value.
Assumptions
- Uses the published general, commercial or owner-occupier schedule only, as each state names it.
- First home buyer concessions, foreign purchaser surcharges, off-the-plan concessions, pensioner concessions and exemptions are not applied.
- The dutiable value is usually the greater of the price and the market value. The revenue office decides.
- Landholder duty, corporate reconstructions and trust transfers are not covered.
How this is calculated
- Finds the schedule tier your value falls into.
- Duty = the tier's base amount + the tier's rate × the value above the tier threshold, or the rate × the whole value where the schedule says so.
- Where the official schedule rounds up per $100, the value is rounded up first.
Free. No obligation. Not an application for credit.
General information only. Privet is not a lender, credit provider or mortgage broker and does not provide financial, credit, legal or tax advice.
The published schedule
| Dutiable value | Duty |
|---|---|
| $0 to $18,000 | 1.25% of the value over $0 |
| $18,000 to $38,000 | $225 plus 1.5% of the value over $18,000 |
| $38,000 to $103,000 | $525 plus 1.75% of the value over $38,000 |
| $103,000 to $387,000 | $1,662 plus 3.5% of the value over $103,000 |
| $387,000 to $1,290,000 | $11,602 plus 4.5% of the value over $387,000 |
| $1,290,000 to $3,870,000 | $52,237 plus 5.5% of the value over $1,290,000 |
| Over $3,870,000 | $194,137 plus 7% of the value over $3,870,000 |
Premium property duty applies to residential property only, so this estimate uses the general NSW rates. NSW thresholds are indexed each financial year.
Sources
- [1]Revenue NSW, Calculate transfer duty. https://www.revenue.nsw.gov.au/taxes-duties-levies-royalties/transfer-duty/understanding-transfer-duty/calculate-transfer-dutyRetrieved 11 October 2026 · Effective 1 July 2026
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