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Privet is an education and information resource. We are not a lender, broker or adviser. If you'd like to explore funding, we can pass your enquiry to finance providers who may be able to assist. How Privet works

Tools

Bridging finance calculator

Model buying before you sell: the peak debt, what it costs to carry for the bridging term, and whether any debt remains after the sale.

$
$
$
$
% of sale
months
% p.a.
% of loan
$
How interest is paid

Estimate only. Not a quote, offer or advice.

Choose a state and enter the purchase price, expected sale price and term.

Assumptions
  • Duty uses general rates from the state's official schedule; concessions, surcharges and exemptions are not applied.
  • The bridge refinances the existing debt and funds the purchase and its costs in full.
  • Interest is simple interest on the peak amount for the full term.
  • Privet does not supply interest rates or fees: use the figures in an offer you have received.
How this is calculated
  1. Funds needed = existing debt + purchase price + duty + other purchase costs.
  2. Peak debt = funds needed + fees + interest (if capitalised or prepaid).
  3. Net sale proceeds = sale price − selling costs.
  4. Debt after the sale = peak debt − net sale proceeds (if positive).
Speak to a finance provider

Free. No obligation. Not an application for credit.

General information only. Privet is not a lender, credit provider or mortgage broker and does not provide financial, credit, legal or tax advice.

Related finance types

Privet may receive a referral fee or commission from finance providers if an enquiry proceeds. This does not change the information shown on this site, and you are never obliged to proceed. How Privet is funded