Australia
Private lenders across Australia
Pick your state or region to see how private property loans work there, which office records the loan and which state guides to read.
New South Wales
- Sydney
- Newcastle and the Hunter
- Wollongong and the Illawarra
- Central Coast
- Parramatta and Western Sydney
- Northern Rivers and Byron Bay
- Coffs Harbour and the Mid North Coast
- Port Macquarie and the Hastings
- Tamworth and New England
- Orange, Bathurst and the Central West
- Dubbo and Western NSW
- Wagga Wagga and the Riverina
- Albury
- Queanbeyan and the Capital Region
Caveat · Bridging · First mortgage · Development · Duty
Victoria
- Melbourne
- Geelong
- Ballarat
- Bendigo
- Mornington Peninsula
- Shepparton and the Goulburn Valley
- Warrnambool and the Great Ocean Road
- Latrobe Valley and Gippsland
- Mildura and Sunraysia
- Wodonga
Caveat · Bridging · First mortgage · Development · Duty
Queensland
- Brisbane
- Gold Coast
- Sunshine Coast
- Townsville
- Cairns
- Toowoomba and the Darling Downs
- Mackay and the Whitsundays
- Rockhampton and Central Queensland
- Bundaberg and the Wide Bay
- Hervey Bay and the Fraser Coast
- Gladstone
Caveat · Bridging · First mortgage · Development · Duty
Western Australia
- Perth
- Mandurah
- Bunbury and the South West
- Busselton and Margaret River
- Geraldton and the Mid West
- Kalgoorlie-Boulder and the Goldfields
- Albany and the Great Southern
- Karratha and the Pilbara
- Broome and the Kimberley
Caveat · Bridging · First mortgage · Development · Duty
South Australia
- Adelaide
- Mount Gambier
- Barossa Valley
- Adelaide Hills
- Victor Harbor and the Fleurieu Peninsula
- Port Lincoln and the Eyre Peninsula
- Whyalla, Port Augusta and Port Pirie
Caveat · Bridging · First mortgage · Development · Duty
Tasmania
Caveat · Bridging · First mortgage · Development · Duty
Australian Capital Territory
Caveat · Bridging · First mortgage · Development · Duty
Northern Territory
Caveat · Bridging · First mortgage · Development · Duty
A regional property lender weighs local demand, valuation depth and exit.
Regional commercial property finance
Regional commercial property finance depends on tenant strength and sales evidence. Browse the Victoria, NSW and Queensland hubs.
Guides for every state and territory
Read the national guide or go to Western Australia, South Australia, Tasmania, ACT and Northern Territory.
Related guides
Glossary: valuation
Run the numbers
Test cost and timing with the matching calculator before you speak to anyone. Then send one enquiry to finance providers.
State hubs
- Private lenders in Victoria
Private lender Victoria guide: how private property finance works across Melbourne and regional Victoria, with duty, title and regional page links.
- Private lenders in New South Wales
Private lender NSW guide: private property finance across Sydney and regional New South Wales, state duty and title links, and regional pages.
- Private lenders in Queensland
Private lender Queensland guide: property-backed finance across Brisbane and regional Queensland, with state duty, title and regional page links.
- Private lending Australia: how it works in every state
Private lending Australia guide: how private lenders assess property security, how they differ from banks, the four usual steps and each state hub.
- Private lenders for bad credit: how property-secured loans work
Private lenders for bad credit explained: how property-secured lenders view credit defaults, what they still check, the real risks and questions to ask.
- Private lenders in Perth and Western Australia
Private lenders Perth and WA guide: how private property finance works in Perth, Fremantle and regional WA, with Landgate and RevenueWA links to check.
- Private lenders in Adelaide and South Australia
Private lenders Adelaide and SA guide: how private property finance works across Adelaide and regional South Australia, with title, duty and tax links.
- Private lenders in Hobart and Tasmania
Private lenders Hobart and Tasmania guide: how private property finance works in Hobart, Launceston and the north-west, and the title and duty offices.
- Private lenders in Canberra and the ACT
Private lenders Canberra guide: how private property finance works in the ACT, why leasehold title matters to lenders, and which ACT offices to check.
- Private lenders in Darwin and the Northern Territory
Private lenders Darwin guide: how private property finance works across Darwin, Palmerston and regional NT, what lenders weigh and which NT offices to see.