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Privet

Privet is an education and information resource. We are not a lender, broker or adviser. If you'd like to explore funding, we can pass your enquiry to finance providers who may be able to assist. How Privet works

Tools

Interest cover calculator

See how many times a property's net income covers the interest, and the full debt service, on a loan.

$
$
$
% p.a.
$

Estimate only. Not a quote, offer or advice.

Enter the income, loan amount and the rate from your offer.

Assumptions
  • Income and outgoings are annual and stable.
  • Lenders set their own minimum cover ratios and may adjust income for vacancy, incentives or lease expiries.
How this is calculated
  1. Net operating income = income − unrecovered outgoings.
  2. ICR = net operating income ÷ annual interest.
  3. DSCR = net operating income ÷ (annual interest + annual principal).
Speak to a finance provider

Free. No obligation. Not an application for credit.

General information only. Privet is not a lender, credit provider or mortgage broker and does not provide financial, credit, legal or tax advice.

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Privet may receive a referral fee or commission from finance providers if an enquiry proceeds. This does not change the information shown on this site, and you are never obliged to proceed. How Privet is funded